First Time Homebuyer

City's First Time Homebuyer Program

The City provides limited down payment assistance for the purchase of a first home, with eligibility based on income and household size. The program is designed to assist low and median-income households. Hello Housing, a non-profit organization, assists the City in administering the program. All application materials are available through Hello Housing, at 415-863-3036, the administrator for the City's First Time Homebuyer Program.

Mortgage Credit Certificate Program

Authorized by Congress in the Tax Reform Act of 1984, the Mortgage Credit Certificate Program provides financial assistance to "First time homebuyers" for the purchase of new or existing single-family home. The Program is administered by Contra Costa County.

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